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Showing posts from July, 2025

Financial analysis & HLV

Financial analysis is crucial for understanding a person's current financial position, identifying risks, and planning for future goals. It helps in making informed decisions about savings, investments, and protection needs. Human Life Value (HLV) is an essential part of this analysis—it estimates the economic worth of an individual based on income, expenses, liabilities, and future responsibilities. Knowing one’s HLV ensures adequate life insurance coverage, safeguarding a family’s financial future in case of an untimely death. Together, financial analysis and HLV form the foundation of sound financial planning and long-term wealth security. Financial Analysis & HLV Calculator Financial Analysis & HLV Calculator Comprehensive financial assessment tool to calculate your Human Life Value (HLV) and generate reports Personal Information ...